Welcome to Loans by Kelsey

Building a brighter financial future

Personalized guidance to secure your ideal mortgage.

Explore Your Home Loan Possibilities

Loans By Kelsey

Explore Your Home Loan Possibilities

Making homeownership a reality!

Here, clients are guided through personalized home loan options tailored to their unique needs. Together, navigating the mortgage process becomes simpler, ensuring the best terms for their dream home. 

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*Amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations with interest rate of (7%) for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates.

What We’re Offering

Our Services

Conventional Loans

Conventional loans are the most popular type of mortgage.

FHA Loans

FHA loans designed for low-to-moderate-income borrowers.

VA Loans

VA loans are offered to veterans and active military personnel.

Jumbo Loans

Jumbo loans are designed for more expensive properties.

Renovation Loans

Renovation loans allow borrowers to finance both purchase and renovation.

Doctor Loans

Doctor loans are specialized mortgage programs for medical professionals.

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Get to know the process

Efficient, Personalized, and Transparent Mortgage Process

At Loans By Kelsey, we make homeownership attainable with an efficient, personalized mortgage process. From application to closing, our streamlined approach ensures you navigate each step quickly and confidently. We provide detailed guidance and direct support, clarifying each phase and maintaining transparent communication. Our goal is to simplify the mortgage process, making your journey to owning a home smooth and stress-free, with every step designed to meet your needs and provide clarity and confidence.

How does it work?

The Loan Process & What to Expect

The mortgage journey begins with an application, where you submit financial details for a credit evaluation, leading to a swift prequalification. This stage sets the foundation for your loan potential and is quickly followed by file activation, where your loan and property details merge for further financial review.

Subsequent steps involve processing and underwriting, meticulously reviewing your application for final approval. The closing phase finalizes the process, where you sign off on legal documents and complete the financial transaction, securing your home.

1

Application and Prequalification

2

File Activation and Review

3

Approval Process

4

Closing Preparation and Finalization

Client Feedback

Most Recent Clients Testimonials

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Analytics
Clyde Williamson

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Vernon Ray

Manager
Vernon Ray

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Ceo
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Vernon Ray

Founder
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Vernon Ray

Founder
Vernon Ray

More About Kelsey

Loans By KelseyHome

Our Benefits

Why Choose Us?

With years of experience in the mortgage industry, Kelsey combines knowledge, enthusiasm, and a competitive edge to enhance the mortgage experience. Her dedication to customer service, teamwork, and leadership shines through as she ensures each client and business partner receives a caring, informative, and efficient service. Kelsey's approach makes clients feel like friends or family, reflecting her commitment to kindness and excellence in every transaction.

Tailored Client Care

Expert Mortgage Guidance

Expertise & Experience

97%

Personalized Service

100%

Customer Satisfaction

99%
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%

Customer Satisfaction

$M+

Loans Processed

+

Happy Clients

+

Years of Experience

Directly From the Blog

News & Articles

Get to know us

Meet Our Team

Mortgage Loan Consultant

Kelsey Majstorovic

NMLS# 1619616

832-257-4442

[email protected]

Kelsey was born in Houston and raised in The Woodlands, Texas. A native of her hometown, she graduated…

Mortgage Loan Consultant Assistant

Stacy Giles

NMLS# 2053173

832-823-7330

[email protected]

Stacy graduated from The Woodlands High School while participating in softball & travel softball. While playing…

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Making homeownership a reality!

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